Golf Cart Financing Basics

When it comes to buying a golf cart, you may worry about the expenses associated with it. It’s true that golf carts don’t come cheap, but it’s also true that you have options to fund your purchase in the form of financing. Obtaining a loan for your golf cart purchase isn’t too difficult if you know what to do in advance. Here are our tips on how to finance your golf cart.

Create a Budget

First, it’s helpful to sit down with your finances as they are and create a budget. You want to ensure that you have the 10% to 20% of the full sticker cost of the golf cart ready as a down payment on your purchase. 

You should also determine how much you can afford to pay each month towards your loan. Don’t forget to factor in costs like storage, maintenance, insurance, and accessories so you can get a good idea of how much owning a golf cart will cost you in total.

Locate a Lender

You have some options when it comes to finding a loan. Your bank or credit union may offer loans for big-ticket purchases, so it may be beneficial to set up your financing with a place where you already have accounts. 

Local dealerships also tend to have financing departments to assist you. In fact, the finance department here at Adventure Golf Carts is ready to help you with every step of buying your golf cart. Talk to us to make your plans for your purchase.

Stop by one of our dealerships located in North Carolina or South Carolina today to take a look at our current stock of new and used boats for sale. Adventure Golf Carts serves our customers in the cities of Piedmont, SC, and Hendersonville, NC.